Books on Retirement Finance

There is no shortage of books on retirement finance, but then not all books are created equal.  Some are self-serving and others are misleadingly simplistic — while a precious few offer significant insights.  We have read and reviewed a wide swath of books on the topic, and identify below thirty books that we believe may merit your attention.  Links to …

For Married Couples, Social Security is a Team Sport

Retirement advisors emphasize that Social Security decisions are among the most important decisions to make.  Most encourage individuals to wait until age 70 if possible, to maximize the payout, or to at least wait until full retirement age (FRA, ~67), but for sure avoid starting payments when first eligible (age 62) or shortly thereafter.  The exceptions they typically cite include …

Your Portfolio is Not as Diversified as You Think

Financial investments are based on future expectations regarding returns and risks.  Historical data provides guidelines for estimating both.  While expected returns often are then adjusted up or down based on contemporaneous information not captured by past data, the measures of risk invariably rely on historical data and vary primarily due to the time horizon used in the calculation.  The risk …