Comparing Countries on Perceptions of Financing Retirement

”The country’s (retirement) system (will) drop steadily to zero by 2035.”

“The decline and eventual deficit concerns are being fuelled by a rapidly ageing population and shrinking workforce, with the gap between the number of workers who contribute to the pension fund and the number of retirees who receive benefits from it gradually getting smaller.”

““Young people don’t have as much trust as their parents in the government, they really doubt whether they will receive a proper pension after retirement. They tend to rely on themselves instead of pinning their hopes on government support.”

Heard all this before?  Perhaps.  Indeed, the 2020 Annual Report of the U.S. Social Security Administration did state: “The projected reserve depletion date for the combined OASI and DI funds is 2035”.  However, the three quotes above are from the South China Morning Post, quoting local citizens in Shanghai and citing data from the Chinese Ministry of Human Resources and Social Security.  So the worlds’ two largest economies appear to have this in common. 

Perhaps even more interesting is public reaction in the two countries.  A Pew Research Center Survey of Global Attitudes and Trends asked the question: “Is aging a major problem in your country?”.  In China 67% of respondents answered in the affirmative, trailing only Japan and South Korea among the 21 countries (Figure 1) in the survey.  By contrast, only 26% in the U.S.,responded in the affirmative, leaving only Indonesia and India as countries with less concern for well-being of the elderly.

Let’s explore the survey results more fully.  A key question asked was this:     Who should bear the greatest responsibility for the elderly?

Self   Family Government.

Results for all 21 countries are displayed in a triad visualization (Figure 2).

To guide proper interpretation of results, follow the three dotted lines extending from the U.S., indicating Self = 46% (left scale), Family = 20% (right scale), and Government = 24% (bottom scale).  The darker labels designate OECD countries, and the lighter non-OECD.  Several observations can be gleaned from the display:

  • Most (13) of the 21 surveyed countries placed greater responsibility on their government (rather than self or family) to provide for the economic well-being of the elderly.
  • Only South Korea (KP at 53%) places greater relative weight on the self than does the U.S.(at 46%) , and only Pakistan (PK at 16%) places less weight on government than does the U.S. (at 24%).
  • The 10 non-OECD countries place little reliance (maximum 13%) on self , whereas the median weight among the 11 OECDs is 23%.
  • At 77%, Pakistan(PK) places more than double the weight on family as does any of the other 20 countries in the survey.

We supplemented the Pew survey with two external measures (Age65: the proportion of a country population age 65 or older, and; GDP.K.cap: the per capita gross domestic product, expressed in $1,000s).  Pearson correlations are displayed in Figure 3.  Such broad associations among variables suggest plausible explanations for general trends, although causal inference is a complicated matter, inappropriate when N = 21.

Correlations among variables do cluster in meaningful ways:

  • The red box (upper 3×3 block) exhibits negative correlations, to be expected as the three measures (self, family, government) compete for selection; when one is chosen, the others are not.
  • OECD membership served as a cursory measure of wealth, but a more precise measure is attained by moving from a binary to a continuous measure.  The median GDP.K.cap equals $5.1 for non-OECD countries, compared to $40.8 for OECD countries.
  • Across the 21 countries, responses to the question: “Who should bear the greatest responsibility for the elderly?” seem to be positively associated with self-funding, uncorrelated with government funding, and negatively correlated with family-funding.
  • The same three tendencies hold, but become stronger, when responses to the question are paired with Age65 and GDP.K.cap.
  • Responses to the question “Is aging a major problem in your country?” are positively correlated (+0.57) with Aged65.
  • Wealthier countries have a higher concentration of elderly (+0.79).

We conclude by looking at two specific questions.  First: “Is perception of a funding problem for the aged related to country wealth?”.  As shown in Figure 4, the non-OECD countries have comparatively low measures of GDP.K.cap, but most tend to agree with most OECD countries.  The proportion answering in the affirmative is below 50% for all but one non-OECD country (China at 67%) and four OECD countries (Japan at 87%, South Korea at 79%, Germany at 55%, and Spain at 52%).  The display makes clear the extent to which positive U.S. view is an outlier.  Let’s hope it lesrns to “bend the curve” as well with the coronavirus!

Second: “Is perception of a funding problem for the aged related to the proportion that resond in affirmative that primary funding source for the aged is self-funding?”.   As can be discerned from Figure 5, there is an upward-sloping, somewhat linear relationship, distorted by two high outliers (Japan and South Korea) and one very low outlier (the U.S.).  Regardless of functional form, most respondents from OECD countries (other than the U.S.) tended to be more likely to view self-funding as the primary obligation for the economic well-being of the elderly.

In conclusion …

News networks and mass media in the U.S. seem at times to obsess on the coming retirement crisis.  However, this comparative analysis of perspectives across an (unfortunately) small sample of countries suggests that Americans are not as concerned as those in other countries.  This finding reinforces other survey research, such as the Marketwatch report that “while 54% of retirees fear America faces a retirement crisis, only 4% of retirees describe their own situation that way”.

There are reasons for optimism, especially for those who plan ahead.

— Jerry Platt, Ph.D., Emeritus Professor of Finance, San Francisco State U.

Comments 1,923

  2. Pingback: levitra reliable sause to buy

  3. Pingback: levitra 20mg how to use australia

  4. Pingback: price of sildenafil 50 mg

  5. Pingback: buy sildenafil tablets online

  6. Pingback: viagra prank porn south africa

  7. Pingback: roman cialis australia

  8. I just couldn’t leave your web site prior to suggesting that I
    extremely enjoyed the usual information a person provide to your guests?

    Is going to be back frequently in order to investigate cross-check new posts

    Reply

  12. I have been exploring for a little for any high-quality articles or weblog posts on this kind of house . Exploring in Yahoo I ultimately stumbled upon this website. Studying this info So i’m glad to exhibit that I’ve an incredibly just right uncanny feeling I found out just what I needed. I most unquestionably will make certain to don’t disregard this website and provides it a glance on a continuing basis.

    Reply

  23. Hi, I do believe this is a great web site. I stumbledupon it 😉 I am going to revisit yet again since i have bookmarked it.

    Money and freedom is the best way to change, may you be rich and continue to guide others.

    Reply

  26. Have you ever thought about publishing an e-book or guest authoring on other websites?
    I have a blog centered on the same ideas you discuss and
    would really like to have you share some stories/information. I know my subscribers would value your work.
    If you’re even remotely interested, feel free to shoot me an email.

    Reply

  27. HC Pigment-Control’ün cilt lekelerine karşı hızlı ve güçlü etkisi,
    Kuzey Kanada Bozkırları’na özgü bir tarla bitkisi olan Rumeks’ten (Tyrostat™), tabiatın yeniden canlandırma mucizesi olan Yeniden Diriliş Bitkisi’ne kadar birçok doğal
    ve saf aktif bileşene dayalıdır. Tüm bu aktif bileşenlerin,
    lekeler ve cilt yaşlanması üzerindeki etkileri in-vivo testler ve klinik laboratuvar
    çalışmalarıyla kanıtlanmıştır leke kremi için hemen sitemizi ziyaret edebilirsiniz

    Reply

  29. I’ve been browsing on-line more than 3 hours lately, yet I by no means found any attention-grabbing article like yours.
    It is beautiful price sufficient for me. In my opinion, if all website
    owners and bloggers made just right content material as you did, the net will be much more useful than ever before.

    Reply

  32. Hello there, There’s no doubt that your site may be having internet browser compatibility
    issues. When I take a look at your website in Safari, it looks fine however when opening in Internet Explorer, it’s got some overlapping issues.
    I merely wanted to give you a quick heads up! Other than that, great website!

    Reply

  44. İnstagram takipçi satın alarak popülerliğinizi arttırabilirsiniz, takipçi almak için güvenirlik çok önemlidir.

    Takipçi sitelerinin hepsine güvenmeyiniz. TAkipçi satın al
    vasıtası ile güvenilir bir siteden alış veriş yapmak size sonsuz bir
    güvenilirlik sağlayacaktır. Sizde hemen takipçi almak için siteye gidin

    Reply

  46. Instagram da Takipçi Satın Alarak Ek Gelir Sağlayabilirsin!

    İnstagram hesapları hem de önemli birer gelir kapısıdır.
    Özellikle reklam gelirleri biroldukça hesap sahibi için ek
    gelir oluşturmaktadır.
    şayet hesaplarınızda reklam alabilmek yahut Instagram üzerinden birşeyler satarak para kazanmaksa hedefiniz
    Türk gerçek takipçi paketlerini tercih etmelisiniz.

    Şayet bot yada bota benzer instagram takipçi satın alırsanız
    bunu gören hiç bir müşteri kitlesi size güvenmeyecektir.

    Hatta şunuda söylemekte fayda varki sizi takip etmek dahi istemeyebilirler.
    Bu sebepten sizleri kalitenin adresi olan takip201 e davet ediyoruz.

    En iyi Instagram takipçi satın alınabilir site.

    https://cutt.ly/instagramtakipcisatinal

    Reply

  47. [url=https://razborka-volkswagen-kiev.pp.ua/]разборка фольксваген[/url]

    Автомобили VW – это, загодя всего, недорогие, удобные, безопасные и долговечные автомобили, пользующиеся огромной популярностью во всем мире. Мы предлагаем содержательный ассортимент запчастей чтобы легковых автомобилей VW по самым низким рыночным ценам. Всегда запчасти и расходные материалы VW в нашем магазине поставляются известными мировыми производителями автомобильной продукции. Мы также продаем оригинальные запчасти VW, подтвержденные сертификатами качества, а также сертификатами безопасности и защиты окружающей среды. Самые популярные запчасти чтобы VW: масляные и топливные фильтры тормозные диски и колодки пружины подвески Датчик температуры насос омывателя передние фонари О бренде 1903 год положил начало американской компании VW, основанной Генри фольксвагеном. Изначально штаб-квартира компании находилась в Детройте. Сегодня штаб-квартира VW находится в Дирборне, круг Мичиган. Первый завод VW был открыт в 1904 году в Канаде. Он производил одну из самых популярных моделей автомобилей в то эра, VW T. Auto был одним из самых популярных автомобилей во всей стране не всего из-за красивого внешнего вида и чрезвычайно прочных деталей VW , однако и из-за сильно низкой цены. из машины.
    разборка фольксваген

    Reply

  66. KIRIŞIK KREMİ

    Yeniden diriliş bitkisi, tek bir damla su olmadan uzun süre hayatta kalabilmek için eşsiz
    ve büyüleyici bir kabiliyete sahiptir. Bu süre Sahra Çölü’nde 100
    yılı bulabilir. Bu süre zarfında diriliş bitkisi tamamen kurur
    ve yaşadığına dair herhangi bir belirti göremezsiniz.

    Bitkinin yaprakları küçülür, solmuş ve ölü görünür.
    Ancak görünüşler aldatıcıdır; her seferinde yağmurlar başlar başlamaz bitki adına yakışır şekilde
    yeniden canlanır. Kırışıklık kremi Yağmurlar durduktan sonra, tekrar kurur ve bir sonraki diriliş mucizesini bekler.

    HC Yaşlanma ve Kırışıklık Karşıtı ürünlerde kullanılan Glycoin® natural, yeniden diriliş
    bitkisinin büyüleyici varlığını ve hayatta kalma stratejisini sağlayan yapı taşıdır.
    Tam kuruma sırasında, Glycoin® natural bitkinin yapısını hasara
    karşı korur. Yağmurlar geldiğinde bir enerji yükseltici görevi görür ve
    bitkinin yeniden yeşillenmesini etkinleştirir.

    Kırışıklık Kremi

    Reply

  131. Pingback: canada cialis paypal

  142. Pingback: online viagra sales

  145. An open platform for all web games! Get your games in front of thousands of users while monetizing through ads and virtual goods. Selecting an experience and ethics-bound dentist and endodontist is absolutely… Want to wait a bit more, or reload the game? Please see our news post for more information: The Future of Flash on Armor Games. So sad that you can’t play it with ruffle, it was a great game. This is an addictive ragdoll game that you can play on CrazyGames directly in your browser. You can play Ragdoll 2 unblocked on CrazyGames. The game is powered by Flash technology to work smoothly in all modern browsers. This game has received 93,076 plays and has been rated 8.5 out of 10 by 567 people. Did you like playing Ragdoll 2? https://nebraskacshp.com/community/profile/brodiewhitmore/ One of the most enjoyable office Christmas party game ideas to get into the spirit! Snooping through Christmas gifts is an annual tradition for some, so we’ve found the perfect way to do it without getting in trouble. Each employee has to gift wrap an item deceptively and display it on the screen for their virtual team to see. Everyone then has to guess what the ‘gift’ is by its shape and sound. Team members will be throwing in their wildest guesses, making it a fun and sociable party as though you were all in the room together.

    Reply

  159. Pingback: tadalafil 20mg coupon

  162. Hey there just wanted to give you a quick heads up.

    The words in your article seem to be running off the screen in Internet explorer.
    I’m not sure if this is a format issue or something to do with web browser compatibility but I figured I’d post to let you know.
    The layout look great though! Hope you get the problem resolved soon.
    Thanks

    Reply

  164. Pingback: online real viagra

  177. Pingback: cialis price generic

  178. Pingback: sildenafil 200mg price

  190. Pingback: generic for cialis

  191. Pingback: cheapest sildenafil india

  192. Have you ever thought about creating an ebook or guest authoring on other sites?
    I have a blog based upon on the same subjects you discuss and would really like to have you share some stories/information. I
    know my readers would value your work. If you’re even remotely interested,
    feel free to shoot me an e mail.

    Reply

  209. Pingback: tadalafil 5mg generic

  212. Pingback: viagra cost

  213. Hello there! This article could not be written much better!
    Going through this article reminds me of my previous roommate!
    He constantly kept talking about this. I am going to
    forward this post to him. Fairly certain he’ll have a good read.
    Many thanks for sharing!

    Reply

  215. It is the best time to make some plans for
    the future and it is time to be happy. I’ve read this put up and if I could
    I desire to recommend you few attention-grabbing issues or tips.
    Maybe you could write subsequent articles referring to this article.
    I want to learn even more things about it!

    Reply

  221. Hi, I do believe this is an excellent blog. I stumbledupon it 😉 I’m going
    to come back once again since i have book-marked it.
    Money and freedom is the best way to change, may
    you be rich and continue to guide other people.

    Reply

  236. I’ve been surfing online greater than 3 hours nowadays, yet
    I never discovered any fascinating article like yours.
    It is lovely price sufficient for me. In my opinion, if all website
    owners and bloggers made just right content as you probably did, the net shall
    be a lot more helpful than ever before.

    Reply

  238. Hi there would you mind stating which blog platform you’re working with?
    I’m planning to start my own blog in the near future but I’m
    having a hard time making a decision between BlogEngine/Wordpress/B2evolution and Drupal.
    The reason I ask is because your layout seems different then most blogs and I’m looking
    for something unique. P.S Sorry for being off-topic but I had to ask!

    Reply

  240. Hello there! I could have sworn I’ve visited this website before but after going
    through a few of the posts I realized it’s new to me. Nonetheless, I’m certainly happy I found it
    and I’ll be bookmarking it and checking back often!

    Reply

  241. It is perfect time to make a few plans for the longer term and it is time to be happy.
    I have read this publish and if I may I desire to counsel
    you some fascinating issues or suggestions.

    Maybe you could write subsequent articles regarding this article.
    I wish to learn even more things about it!

    Reply

  249. It’s appropriate time to make a few plans for
    the long run and it’s time to be happy. I have learn this post and if I may I want to
    suggest you few fascinating issues or suggestions. Perhaps you can write next articles relating to this article.
    I desire to read even more issues approximately it!

    Reply

  253. You’ve made some really good points there.

    I checked on the internet to learn more about the issue and
    found most people will go along with your views on this web site.

    Reply

  254. Howdy are using WordPress for your blog platform? I’m new to
    the blog world but I’m trying to get started and set up my own.
    Do you need any coding knowledge to make your own blog?
    Any help would be greatly appreciated!

    Reply

  264. Based on my observation, after a foreclosed home is offered at an auction, it is common for the borrower to be able to still have some sort ofthat remaining unpaid debt on the bank loan. There are many lenders who seek to have all costs and liens paid back by the upcoming buyer. On the other hand, depending on selected programs, polices, and state laws there may be several loans which are not easily solved through the switch of personal loans. Therefore, the obligation still rests on the borrower that has had his or her property foreclosed on. Thanks for sharing your thinking on this web site.

    Reply

  267. Hey just wanted to give you a quick heads up.
    The text in your article seem to be running off the screen in Safari.
    I’m not sure if this is a formatting issue or something to do with browser compatibility but I thought I’d post to
    let you know. The style and design look great though!
    Hope you get the issue fixed soon. Cheers

    Reply

  268. It’s the best time to make some plans for the future and it is time to
    be happy. I’ve read this post and if I could I want to suggest you few
    interesting things or suggestions. Maybe you could write
    next articles referring to this article. I desire to read even more things about it!

    Reply

  270. I will immediately take hold of your rss feed as
    I can not to find your email subscription hyperlink
    or e-newsletter service. Do you’ve any?
    Please allow me understand in order that I may subscribe.
    Thanks.

    Reply

  282. I simply couldn’t depart your website before suggesting that I really loved the
    standard information a person provide to your visitors? Is gonna be back regularly to investigate cross-check new posts

    Reply

  283. Thanks for your publication on this site. From my own personal experience, there are occassions when softening upwards a photograph may provide the photo shooter with a bit of an imaginative flare. Often times however, that soft clouds isn’t what precisely you had at heart and can in many cases spoil an otherwise good snapshot, especially if you thinking about enlarging them.

    Reply

  284. Whats up very cool site!! Man .. Beautiful .. Superb .. I will bookmark your web site and take the feeds additionally…I’m satisfied to search out so many helpful info right here in the put up, we need develop extra techniques on this regard, thank you for sharing.

    Reply

  287. I will immediately grasp your rss feed as I can not to find your email subscription hyperlink or e-newsletter
    service. Do you’ve any? Kindly permit me recognize
    so that I may subscribe. Thanks.

    Reply

  288. It’s the best time to make a few plans for the long run and it
    is time to be happy. I’ve learn this post and if I may just I desire
    to recommend you some interesting things or suggestions. Maybe you can write next articles referring to this article.
    I wish to read even more issues about it!

    Reply

  296. Greetings from California! I’m bored to
    tears at work so I decided to browse your website on my iphone during lunch break.
    I love the information you provide here and can’t wait to take
    a look when I get home. I’m surprised at how fast your blog loaded on my phone ..
    I’m not even using WIFI, just 3G .. Anyhow, very good site!

    Reply

  298. I will immediately grasp your rss as I can not to find your email subscription link or newsletter service.

    Do you’ve any? Kindly let me understand so that I may just subscribe.

    Thanks.

    Reply

  305. It is perfect time to make some plans for the future and it’s time to be happy.
    I’ve read this post and if I could I wish to suggest you few interesting things or tips.
    Perhaps you can write next articles referring to this article.
    I wish to read even more things about it!

    Reply

  306. I’ve been browsing online more than 2 hours today, yet I never found any interesting article like yours.
    It is pretty worth enough for me. In my view, if all website owners and bloggers made
    good content as you did, the internet will be a lot more useful than ever before.

    Reply

  308. It’s appropriate time to make a few plans for the longer term and it’s time to be happy.
    I have learn this put up and if I may I desire to suggest you some attention-grabbing things
    or suggestions. Perhaps you can write subsequent articles relating to this article.
    I want to learn more things approximately it!

    Reply

  310. I have been browsing on-line greater than three hours as of late, but I by
    no means discovered any interesting article like yours.
    It’s beautiful price sufficient for me. Personally,
    if all website owners and bloggers made excellent content
    material as you did, the web will probably be a lot more useful than ever before.

    Reply

  314. Pingback: voltaren arthritis pain

  316. Pingback: flagyl antibiotic 400mg

  328. It is the best time to make a few plans for the longer term
    and it is time to be happy. I have read this
    post and if I may just I want to suggest you few interesting
    things or suggestions. Perhaps you can write next articles referring to
    this article. I want to read more things approximately it!

    Reply

  333. I have been browsing online greater than three hours these days, but
    I never found any fascinating article like yours. It’s lovely value enough for me.
    In my view, if all webmasters and bloggers made good
    content as you did, the web might be a lot more helpful than ever before.

    Reply

  351. Hi, i think that i saw you visited my weblog so i got here to “return the desire”.I am attempting to find issues to improve my site!I guess its adequate to make use of some of your ideas!!

    Reply

  354. Great blog post. Some tips i would like to bring about is that laptop or computer memory should be purchased should your computer can’t cope with anything you do with it. One can put in two random access memory boards containing 1GB each, in particular, but not certainly one of 1GB and one with 2GB. One should always check the car maker’s documentation for the PC to be certain what type of memory is essential.

    Reply

  355. I will immediately take hold of your rss as I
    can’t find your email subscription link or e-newsletter service.
    Do you have any? Kindly permit me understand so that I may
    subscribe. Thanks.

    Reply

  358. It is appropriate time to make some plans for the future and it is time to be
    happy. I have read this post and if I could I wish to
    suggest you some interesting things or suggestions. Maybe you
    can write next articles referring to this article. I desire to read even more things about it!

    Reply

  360. It is appropriate time to make some plans for the
    future and it is time to be happy. I’ve read this
    post and if I could I want to suggest you some interesting things or suggestions.
    Maybe you can write next articles referring to this article.

    I desire to read even more things about it!

    Reply

  365. I’ve been surfing online more than 4 hours today, yet
    I never found any interesting article like yours.
    It is pretty worth enough for me. In my opinion, if all site owners and bloggers made good content as you did, the internet will
    be much more useful than ever before.

    Reply

  366. Hi there would you mind sharing which blog platform you’re using?
    I’m planning to start my own blog soon but I’m having a hard time making a decision between BlogEngine/Wordpress/B2evolution and
    Drupal. The reason I ask is because your design seems different then most
    blogs and I’m looking for something unique. P.S My apologies for being off-topic but I had to ask!

    Reply

  367. Greate pieces. Keep writing such kind of information on your site.

    Im really impressed by your site.
    Hey there, You’ve performed an incredible job.
    I will definitely digg it and personally
    suggest to my friends. I am confident they’ll be benefited from this
    web site.

    Reply

  368. Pingback: free dating website script

  381. It is perfect time to make some plans for the
    future and it’s time to be happy. I’ve read this post and if
    I could I want to suggest you some interesting things or suggestions.
    Perhaps you can write next articles referring to this article.
    I wish to read even more things about it!

    Reply

  384. Удивительно видеть на ресурсе с молодой аудиторией, что большая часть людей понятия не имеет, что из себя представляет марихуана. Думал, что все стали куда более просвещенными в этом вопросе. А получается, что пропаганда и такие высеры деда работают(( Нет никакой физической зависимости от травы, только психологическая. Травокур не пойдет на конфликт, чтобы вымутить травы. Он просто расстроится)) Наиболее известные вещества, тормозящие центральную нервную систему: алкоголь, снотворные и транквилизаторы (бензодиазепины, барбитураты), GHB, кетамин. При этом гомосексуальные мужчины примерно в 1,6 раза чаще, чем гетеросексуальные, принимали наркотики с целью усиления сексуальных ощущений. В Австралии незаконно продавать попперс в качестве ингалянтов, и в 2018 году правительство заявило, что алкилнитриты считаются опасными, как героин и кокаин. Сообщество ЛГБТ + посчитало, что это шаг назад в защиту прав геев. При злоупотреблении попперсами, могут появится симптомы отравления нитратами: усталость, отдышка и жажда. При большой передозировке возможен и летальный исход, но таких случаев зафиксировано не было.
    https://learningadventuresproject.eu/forum/profile/mauricerutt5674/
    Продукт не вызывает зависимости, подходит для любого возраста, свыше 18 лет. Этот стимулирующий инструмент откроет Вам двери в мир полный эротических фантазий, приятных безболезненных ощущений и массу положительных эмоций. Вы убедитесь насколько страстны и приятны могут быть ощущения от секса. 3. Аккуратно вылить попперс в тарелку, также для испарения. Нужно все делать аккуратно, попадание на кожу и слизистые оболочки недопустимо! Попперсы – (анг. Poppers) – молодежный релаксант. Для того чтобы попперсы не выдыхались, также важно правильно их хранить. Алкилнитриты боятся солнечного света, поэтому хранить их нужно в темном месте. Но еще больше, чем света, они бояться воды. При взаимодействии с водой, нитриты, распадаются, от чего ухудшается качество жидкости.

    Reply

  385. I’ve been browsing online more than three hours today, yet
    I never found any interesting article like yours. It’s pretty worth enough for me.
    Personally, if all website owners and bloggers
    made good content as you did, the internet will be a lot more useful than ever before.

    Reply

  390. I simply could not depart your site prior to suggesting that I actually enjoyed the usual information an individual supply for your visitors?
    Is gonna be again continuously in order to check out new posts

    Reply

  399. I have been browsing online greater than 3 hours today, yet I never found any fascinating article like yours.
    It is pretty worth enough for me. In my opinion, if all web owners and bloggers made excellent content as you did, the
    web will likely be much more helpful than ever before.

    Reply

  403. Hey! This post could not be written any better! Reading through this post reminds me of my previous room
    mate! He always kept chatting about this. I will forward this post to
    him. Pretty sure he will have a good read. Thanks for sharing!

    Reply

  424. It’s the best time to make some plans for the future and it is time to be happy.
    I have read this post and if I could I wish to suggest you some interesting things
    or tips. Perhaps you could write next articles referring
    to this article. I wish to read even more things about
    it!

    Reply

  427. I simply could not depart your site before suggesting that I really loved the standard info a person supply to your visitors?
    Is gonna be back regularly to investigate cross-check new posts

    Reply

  435. It’s appropriate time to make a few plans for the longer
    term and it’s time to be happy. I have read this put up and if I
    may just I want to recommend you some fascinating things or tips.
    Perhaps you can write subsequent articles regarding this article.
    I want to learn even more things approximately it!

    Reply

  441. It’s perfect time to make some plans for the long run and it’s time
    to be happy. I have learn this publish and if I could I want to recommend
    you few fascinating things or tips. Maybe you could write subsequent articles referring to this
    article. I desire to learn even more issues approximately
    it!

    Reply

  448. Pingback: otc viagra alternatives

  451. It is the best time to make a few plans for the longer term and it’s time to be happy.
    I’ve learn this submit and if I may just I desire to counsel you some fascinating things or
    suggestions. Maybe you could write next articles relating to this article.

    I desire to read even more issues approximately
    it!

    Reply

  456. I cling on to listening to the news bulletin lecture about getting free online grant applications so I have been looking around for the finest site to get one. Could you tell me please, where could i find some?

    Reply

  469. It’s perfect time to make a few plans for the long run and it’s time to be happy.

    I have read this submit and if I could I want to suggest you few fascinating things or advice.
    Perhaps you can write next articles relating to
    this article. I want to read more issues approximately it!

    Reply

  479. It is appropriate time to make some plans for the future
    and it’s time to be happy. I have read this post and
    if I could I desire to suggest you some interesting things or advice.
    Perhaps you can write next articles referring to this article.
    I desire to read more things about it!

    Reply

  482. It’s perfect time to make some plans for the long run and
    it is time to be happy. I’ve read this
    publish and if I may I want to suggest you few
    attention-grabbing issues or advice. Maybe you can write subsequent articles referring to this article.
    I wish to read more issues about it!

    Reply

  485. It is perfect time to make some plans for the long run and
    it’s time to be happy. I have read this post and if I could I wish to suggest you some interesting issues or advice.
    Perhaps you could write next articles regarding this article.
    I want to read even more things about it!

    Reply

  486. Hi, I do think this is a great website. I stumbledupon it
    😉 I may come back yet again since i have book-marked it.
    Money and freedom is the greatest way to change, may you be rich
    and continue to help other people.

    Reply

  492. Hi, I do believe this is an excellent website. I stumbledupon it 😉
    I’m going to come back yet again since i have bookmarked it.
    Money and freedom is the greatest way to change, may you be
    rich and continue to help others.

    Reply

  495. Woah! I’m really digging the template/theme of this blog.
    It’s simple, yet effective. A lot of times it’s very difficult to get that
    “perfect balance” between superb usability
    and visual appearance. I must say you have done
    a awesome job with this. Also, the blog loads very quick for
    me on Safari. Outstanding Blog!

    Reply

  497. It is perfect time to make some plans for the longer term and it’s time to be happy.
    I have read this put up and if I could I desire to recommend you few fascinating things
    or advice. Maybe you can write subsequent articles regarding this article.
    I desire to learn even more issues approximately it!

    Reply

  498. Hey there just wanted to give you a quick heads up.
    The words in your article seem to be running off the screen in Opera.

    I’m not sure if this is a formatting issue or
    something to do with internet browser compatibility but I figured I’d post to let you know.
    The style and design look great though! Hope you get the
    issue fixed soon. Kudos

    Reply

  504. Thanks for your publication. What I want to point out is that when searching for a good internet electronics shop, look for a website with total information on critical factors such as the security statement, security details, any payment procedures, as well as other terms and also policies. Generally take time to browse the help along with FAQ segments to get a superior idea of the way the shop performs, what they are able to do for you, and just how you can maximize the features.

    Reply

  517. Appreciating the time and energy you put into your blog and in depth
    information you provide. It’s great to come across a blog every once in a while that isn’t the same out of date rehashed
    information. Wonderful read! I’ve bookmarked your site and I’m adding
    your RSS feeds to my Google account.

    Reply

  518. I have been browsing online more than three
    hours today, yet I never found any interesting article like
    yours. It is pretty worth enough for me. In my view, if all web owners and bloggers made
    good content as you did, the web will be much more useful
    than ever before.

    Reply

  520. Its like you read my thoughts! You seem to understand so much approximately this,
    like you wrote the ebook in it or something. I think that you just could do
    with some percent to power the message home a little bit, however other than that,
    that is great blog. A great read. I will certainly be back.

    Reply